"When I got to university and opened a student current account, I received an interest-free overdraft of about £1200. I wasn’t entirely sure of what that meant.
My brother informed me “So that’s like your new zero”, and encouraged me to use it to buy a new gaming PC. For the next few years I really really wish I hadn’t taken that advice, he’s never been too amazing with his money so I should have seen that one coming."
SeveralAioli3
See Lewis Black description of that time here:
https://youtu.be/CnN8nKSzIBU
I clearly recall lying in bed, I think as a high schooler so early 80s, having a serious contemplative moment about dying and came to peace with it. It was also then that I came to the conclusion that there was no point in having ambition. We were all going to die soon anyway. If I made it to 20 years old, that was good enough. Any additional years would be bonus.