"If my former roommate wasn't an alcoholic going thru withdrawal and had to be hospitalized, we'd have had enough money for rent. Then, I wouldn't have moved home. If I hadn't decided, while looking for a new job in my hometown, that it would be nice to have insurance, I'd have got another restaurant job instead of a manufacturing job. If I hadn't started that manufacturing job, I'd have never met a co-worker who was quitting for a much better job. Then, I wouldn't have also applied for a job with that company that was still hiring. I still work here 8 years later and hope to retire from here. It has its s@#tty days (or weeks), but the benefits are amazing and I'm making more than most college graduates."

"In grad school I said f it and submitted a conference proposal the night before the deadline. Long story short, I basically have my job, my city, and my wife as a direct result of that decision."