Paying for college in the United States.
The thing I hate about the current educational system in the United States is that it is designed to put a student in debt. As of 2020-2021, the average a student can expect to pay for one year’s in-state tuition and fees is $25,864 at a four-year state university, and out-of-state tuition is $43,721. As of 2021, the maximum amount of Federal Pell Grant money a student can get per year is only $6495. That leaves the in-state student with $19,369 they have to cover somehow–and that almost always means borrowing the money. As a result, it’s common to see a student graduate college with a bachelor’s degree, and well over $50,000-$60,000 in debt that they’ll have to start paying off about six months after they get out of college. The government knows this, and the lending institutions know this. Students are getting screwed by this system.
Driving_andflying
What you're saying is, "I want a haircut. I'll just do it myself and cut out the middle man."
Yea, you can do that, I guess.
I cut my own hair. It’s easy to do a crew cut. The barber shop near me charges $17.
Here in Germany you get paid for studying/learning a profession by the state. After finishing your studies you pay half of it back without any interest within a given time of ten years.
Keep in mind though, If you become ill enough to not be able to work for a while and fail to make those monthly payments, no matter how much, the insurance company will drop your coverage like a hot rock! (I know I was there)
I moved a lot due to my company promoting or transferring me so, over the years, I bought and sold a lot of houses. I wouldn't do the paperwork and deal with the legalities for twice their commission. Of course, another way to go about it would be to find your own buyer, negotiate the price and then, pay a realtor a smaller percentage to handle the paperwork and financing. That a much smarter way to go if saving a few bucks is that necessary. And, I realize that for some people, it is.
What you're saying is, "I want a haircut. I'll just do it myself and cut out the middle man."
Yea, you can do that, I guess.
I cut my own hair. It’s easy to do a crew cut. The barber shop near me charges $17.
Here in Germany you get paid for studying/learning a profession by the state. After finishing your studies you pay half of it back without any interest within a given time of ten years.
Keep in mind though, If you become ill enough to not be able to work for a while and fail to make those monthly payments, no matter how much, the insurance company will drop your coverage like a hot rock! (I know I was there)
I moved a lot due to my company promoting or transferring me so, over the years, I bought and sold a lot of houses. I wouldn't do the paperwork and deal with the legalities for twice their commission. Of course, another way to go about it would be to find your own buyer, negotiate the price and then, pay a realtor a smaller percentage to handle the paperwork and financing. That a much smarter way to go if saving a few bucks is that necessary. And, I realize that for some people, it is.