"I wouldn't say I was poor by the time. Did, but I grew up very poor.

They were rich enough that they just didn't even really think about paying student loans.

2 key things I learnt were:

1. They thought simply having money meant you were good with it

2. They had no concept of risk, sunk costs, or whether something was sensible as a stance (on anything, really). It was very clear it was all just about what they would like to do/have happen/believe is right in a perfect world. Not what is the better option in our circumstances, how real world restraints actually impacted it.

And to be clear, I don't just mean financially."