"Husband’s coworker hired someone to remove a tree from his backyard. They quoted him $600 to do it. Dude was not insured or licensed. Near as we can tell, it was just a dude who owned a chainsaw.

Tree fell on the house, damaged part of the roof, siding, and took out the electricity. His insurance wouldn’t cover it because the dude who did it was just a dude. Took 4 days to get the electricity fixed. The dude who took down the tree “felt really bad” about the damage he caused"