Not me, but I see it all the time. Work in a bank and the one that gets so many customers is when they receive a check in the mail, usually around $2500, and are told to deposit the check and withdrawal cash before the check clears. Then they're told to purchase gift cards and read the number and PIN over the phone to people. The check come back uncollected. Edit: Tell your parents and grandparents about this potential scam. These are the people I see getting hit with it the most.