Sounds like Europe and the USA too. Everybody BORROWS money for big purchases. China just imitates everybody. Everybody said the same shit on the Japanese and the Koreans in the 1950s until the late 1980s. Eventually they surpassed most countries by mid 1990s. Is not only China, most Asian countries believe in discipline thru traditional culture. Plus those who were colonized by Western countries were 'heavily' disciplined to do whatever sh#t the colonial masters wanted them to do.