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1. The contract you signed had very clear projections about what would be owed, and when, and how long it would take. What exactly are you complaining about? You knew what you signed and now you regret it but want to blame others.
2. Now that you have a job, your taxes pay for illegal aliens to go to college for free. Welcome to our world.
This has been the same for years and years and now the millennials who like everything handed to them are finally realizing what life is.
We must be
Your first mistake was going to college to begin with.
Here's a tip. If you sign for a loan, calculate the "interest only" payment on that loan. You need to pay more than that amount to ever pay off the loan. If you pay less than that amount, the loan balance goes up and the loan gets even bigger.
It's very simple to calculate the interest only payment. It's the loan amount times the APR rate (the interest rate), divided by 12 to get down from the yearly interest to your monthly interest amount.
Btw, @everyone: A good lower degree or apprenticeship is worth more than a crappy higher one bundled with crippling debt. And maybe, some day even your folks in charge will have to realize that an angry mob can be born from debt too. And that it can cut their throats - or purses at least.
Of course there's an apprenticeship program- OJT- paid to learn the trade. Takes about 4 years to be a journeyman/woman.
I cannot find enough people so they're working mega overtime...
Just sayin'...
No matter if you have "a good job" or not. This is called loan-sharking and IS illegal in most countries.