“The family basically lives on my father-in-law’s salary. This year for Christmas, my mother-in-law opened her gift from my father-in-law and read a note he wrote about how all year he took a little bit of her paycheck and moved it into a separate account for her and accumulated 5k with interest through the year. The note also said that she could go and do whatever she wanted with the money, including putting a down payment on a car that she’s always wanted but never had enough to be able to afford if she chooses. Not only was my mother-in-law in tears after reading the letter but now she’s talking to me about how much she can save in future years and how she can continue to make the right financial decisions in the new year.”
“They’ve been life-changing for staying frugal and eco-conscious!”
“Even for the same initial price, more moving parts, especially electrical ones, means more chances for things to break or malfunction over time, leading to the need to replace them sooner. I find that I also save on maintenance and cleaning time/cost for these items, and I almost never need to replace things that I buy.”
“No more impulse buys throughout the week or random runs to the store for treats.”
“The only thing we give one another is a new book and a box of chocolate on Christmas Eve, then we stay in bed reading and eating. It takes a lot of stress away and is financially easy on the wallet.”
“So I set up a spreadsheet with a simple addition function to add up the cost of all my purchases I wanted to make but didn’t buy. I’m really excited to see it add up and become a ’significant’ number.”
“Buying it will make my friends like me, respect me, or be impressed by the purchase. This is not a good reason. This strategy helps me avoid useless spending.”
• Don't insult other visitors. Offensive comments will be deleted without warning.
• Comments are accepted in English only.
• No swearing words in comments, otherwise such comments will be censored.
• Your nickname and avatar are randomly selected. If you don't post comments for 7 days, they both are reset.
• To choose another avatar, click the ‘Random avatar’ link.
The classical error to not search before buying ... This is not a Black Fraud problem, it is only hers. Prices will go up and down the hole year.