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And the police can seize it and it's basically impossible to get it back even it you don't get convicted of a crime...
Get pulled over and have your car searched. In many jurisdictions if you are suspected of drug related crimes (say transporting large amounts of cash) that money can be seized. You would then have to fight in court to get it back, which if you can't afford a good lawyer (or are able to cause the story to go viral and embarrass the police) will be very difficult.
Land of the free