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On the bright side (but the root of the problem) is many places will discount 25-50% of your bill if you do not have insurance and are self pay. Specially if you can pay it off in a lump.
They over charge a HUGE amount simply because health care pays for it. And health insurance makes cash simply by gambling on that you won't get sick.. and if you're of an age range and lifestyle to where you might, they charge you more.
Learned all this first hand, like the above. Economics is fun..